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More health and wellness for more students for less.

Your greatest wealth is your health, so live inspired

Secure Your Health with Complete Medical Coverage for Local Students, Starting at only R699 per Month!

Unlock unlimited private hospital access across South Africa with our budget-friendly Student Health cover!

Discover the Momentum Student Medical Aid Plan today at only R699 per month, you can get all the benefits you need to stay healthy and protected, including:

  • Unlimited Private Hospital Cover Get absolute peace of mind with unlimited cover at ANY private healthcare facility when you need it most.
  • Emergency benefits
  • No Waiting Periods Get immediate, seamless access to your Momentum Medical Scheme Ingwe Option benefits from day one of your membership.
  • Visa-Compliant Medical Cover Approved by the Department of Home Affairs and trusted by IEASA for 26 years, this plan is officially recognised for your study visa application.
  • SA’s Top Student-Focused Scheme Join a trusted brand dedicated to students. Momentum Medical Scheme is one of South Africa’s leading open medical aids, giving you access to premier healthcare providers.
  • World-Class Digital Support Manage your health at your fingertips with a digital membership card, WhatsApp support, and 24/7 mental wellness coaching via the Wysa App, included in the Momentum App.
  • Free Lifestyle Benefits Unlock value-added lifestyle and reward benefits through the Momentum Group at no extra cost.
  • Learn more about the benefits

Momentum Multiply + Wellness Rewards

Momentum Multiply + Wellness Rewards

Rewards from day one with Multiply

Want BIG SAVINGS on gym, travel, healthy living and more? Say less!
Healthy is a vibe, and Multiply rewards you for chasing it.

If you’re a student on the Ingwe Option, you automatically get Multiply Engage for free. That means up to 45% off from Multiply partners, right from the start!

 Want to level up your rewards? Upgrade to Multiply Engage Plus and unlock up to 75% and even more partner perks for living your healthiest life. Plus, get rewarded for hitting your activity and recharge goals. SCORE!

Healthcare benefits

Day-to-day benefits

Day-to-day benefits

This benefit covers your everyday medical expenses, such as doctors' visits and prescribed medication. Your Ingwe Primary Care Network or Ingwe Active Network provider is your first point of call to access these benefits.

In-hospital benefits

In-hospital benefits

This benefit offers unlimited cover at any private hospital or at Ingwe Network hospitals to provide you with peace of mind.

Lifestyle benefits+

Wysa

Wysa

Wysa is your anonymous wellbeing AI coach available to help you build mental resilience. It’s non-judgmental, private, easy to use and available 24/7. All Multiply members get access to Wysa through the Digital Coach on the Momentum App.

Hello Doctor+

Hello Doctor+

Talk to a doctor at Hello Doctor on your phone, anytime, anywhere, 24/7!

Multiply Engage+

Multiply Engage+

Momentum Multiply is a rewards programme that guides, motivates and rewards you for taking everyday steps to live a better and happier life on your journey to success.

Benefit Buddy

Benefit Buddy

Have any questions about your benefits? Ask Benefit Buddy on the Momentum App.

A bit extra

Student GapCover+

Student GapCover+

Why worry about potential shortfalls for in-hospital procedures and other healthcare related expenses not covered by your option? Get extra cover for shortfalls in the event of surgery or medical treatment, as well as for certain procedures performed out of hospital. A R169 pm.

HealthSaver+

HealthSaver+

The HealthSaver account is a Momentum product that lets you save for medical expenses, such as vitamins, cosmetic surgery and more.

Repatriation of mortal remains+

Repatriation of mortal remains+

Should you pass away in South Africa, a case manager at Momentum Health Solutions will make all the arrangements with your family or loved ones to repatriate your mortal remains.

+ You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme, and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.

Virtual help

Virtual help

Join now for a virtual face-to-face session with one of our service agents

Available Mon-Fri: 8:00am - 16:00pm

Want to contact us?

Customer care

Customer care

WhatsApp

WhatsApp

Hospital pre-authorisation

Hospital pre-authorisation

Emergency medical transport

Emergency medical transport

Health advice line

Health advice line

Fraud hotline

Fraud hotline

0800 000 438

[email protected]

Open 24 hours, 7 days a week, including public holidays.

Multiply

Multiply

Hello Doctor - Talk to a doctor

Hello Doctor - Talk to a doctor

Email enquiries

Email enquiries

Fraud hotline email

Fraud hotline email