Secure Your Health with Complete Medical Coverage for Local Students, Starting at only R541 per Month!

Unlock unlimited private hospital access across South Africa with our budget-friendly Student Health cover!

Discover the Momentum Student Medical Aid Plan today at only R541 per month, you can get all the benefits you need to stay healthy and protected, including:

For R455 per month, you get

  • Unlimited access to any private hospital in South Africa
  • Unlimited doctor visits
  • Emergency benefits
  • Dentistry
  • Eye care
  • Specialist and/or physiotherapy visits
  • 3 virtual doctor consultations per annum including scripting of medication where required
  • Free additional benefits from Momentum
  • Learn more about the benefits

Healthcare benefits

Day-to-day benefits

This benefit covers your everyday medical expenses, such as doctors' visits and prescribed medication. Your Ingwe Primary Care Network or Ingwe Active Network provider is your first point of call to access these benefits.

In-hospital benefits

This benefit offers unlimited cover at any private hospital or at Ingwe Network hospitals to provide you with peace of mind.

Lifestyle benefits+

Hello Doctor+

Talk to a doctor at Hello Doctor on your phone, anytime, anywhere, 24/7!

Multiply Engage+

Momentum Multiply is a rewards programme that guides, motivates and rewards you for taking everyday steps to live a better and happier life on your journey to success.

Student GapCover+

Momentum’s student GapCover product has been specifically designed for members attending a registered school, university or academic institution.

Multiply Digital Coach+

The Multiply Digital Coach is a tool that helps you improve your overall wellbeing by making better lifestyle choices. Download the Multiply app and start your wellness journey by completing the Lifestyle Quiz.


The HealthSaver account is a Momentum product that lets you save for medical expenses, such as vitamins, cosmetic surgery and more.

+ You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme, and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.

Virtual help

Join now for a virtual face-to-face session with one of our service agents

Available Mon-Fri: 8:00am - 16:00pm

Want to contact us?

Customer care

0860 102 493


0860 102 493

Hospital pre-authorisation

0860 102 493

Emergency medical transport

082 911

Health advice line

0860 102 493

Fraud hotline

0800 000 438


0861 886 600

Hello Doctor - Talk to a doctor


Email enquiries

[email protected]

Fraud hotline email

[email protected]