Top up your cover with a HealthSaver+ account
The HealthSaver account is a Momentum product that lets you save for medical expenses, such as vitamins, over the counter medicine and more. Not only can you choose the amount to contribute according to your own needs and pocket – but seamless integration with your medical scheme means it is the most convenient way to pay for the treatments and procedures that are not covered by your medical scheme option.
An annual administration fee of R40 applies to the HealthSaver account.

How to activate HealthSaver+
If you are interested in opening a HealthSaver account, download the fillable application form below. Submit the completed form to us at [email protected] and we will send you an email notification once your account is active and ready to access. Momentum charges an annual fee of R40 to administer the HealthSaver account.
Multiply Money+
Save for out-of-pocket healthcare expenses with Multiply Money.
You can save and pay for healthcare expenses that are not covered by your Ingwe Option day-to-day benefits with Multiply Money.
You will earn interest on the money in your savings wallet. Multiply Money can be used to fund day-to-day benefits or any healthcare expenses not funded by your option. You can decide how much to contribute and the minimum contribution is R20 per month. You may also pay ad-hoc contributions into the Multiply Money savings wallet.
Multiply Money is a free benefit for Multiply members that gives you access to a savings wallet and a payment wallet. To help kick-start your savings, your Multiply cashbacks are conveniently deposited into your savings wallet.

+You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.