For R455 per month, you get

From just R455* per month until 31 August 2022, you get:

  • Unlimited access to any private hospital in South Africa
  • Unlimited doctor visits
  • Emergency benefits
  • Dentistry
  • Eye care
  • Specialist and/or physiotherapy visits
  • Free additional benefits from Momentum
  • Learn more about the benefits

* R482 per month from 1 September 2022 if your income is less than R775 per month.

Healthcare benefits

Day-to-day benefits

This benefit covers your everyday medical expenses, such as doctors' visits and prescribed medication. Your Ingwe Primary Care Network or Ingwe Active Network provider is your first point of call to access these benefits.

In-hospital benefits

This benefit offers unlimited cover at any private hospital or at Ingwe Network hospitals to provide you with peace of mind.

Lifestyle benefits+

Hello Doctor+

Talk to a doctor at Hello Doctor on your phone, anytime, anywhere, 24/7!

Multiply Starter+

Momentum Multiply is a rewards programme that guides, motivates and rewards you for taking everyday steps to live a better and happier life on your journey to success.

Student GapCover+

Momentum’s student GapCover product has been specifically designed for members attending a registered school, university or academic institution.

Coach in your pocket+

Free Coach in your pocket gives you immediate access to legal and financial advice, your health tracker, and appointments through virtual consultations.

Virtual wellness café+

We are committed to creating meaningful engagement and support to facilitate personal wellbeing. Our platform provides written and digital content and resources with an expert panel, providing reliable virtual advice and guidance to questions.


The HealthSaver account is a Momentum product that lets you save for medical expenses, such as vitamins, cosmetic surgery and more.

+ You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme, and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.

Virtual help

Join now for a virtual face-to-face session with one of our service agents

Available Mon-Fri: 8:00am - 16:00pm

Want to contact us?

Customer care

0860 102 493


0860 102 493

Hospital pre-authorisation

0860 102 493

Emergency medical transport

082 911

Health advice line

0860 102 493

Fraud hotline

0800 000 438


0861 886 600

Hello Doctor - Talk to a doctor