In-Hospital benefits

Any Private Hospital

The Ingwe Option offers unlimited private hospital cover at 100% of the Momentum Medical Scheme Rate to provide you with peace of mind. The hospital benefit provides cover for hospitalisation, if treatment is clinically appropriate and has been pre-authorised by the Scheme.

Hospital benefits at ANY private hospital covered at 100% of Scheme rate

You get UNLIMITED access to any private hospital, covered at 100% of the Momentum Medical Scheme Rate for operations and procedures. If you need to see a doctor, visit an Ingwe Active Network Doctor and not the hospital. Remember that you need to call or WhatsApp us on 0860 102 493 to request pre-authorisation, or download the Momentum app.

Casualty / emergency benefits

Should you need to visit an emergency room / casualty over a weekend or after hours, you have 1 visit per person or 2 visits per family per year for emergency / casualty and out-of- network doctor visits. You pay the first R100 of the visit and you need to call or WhatsApp us on 0860 102 493 for authorisation within 72 hours after the visit.

Medical emergency transportation

Netcare 911 is our service provider for your medical emergency transportation needs. Contact 082 911 to access this unlimited benefit.

Prescribed Minimum Benefits

You get cover for a list of benefits which all medical schemes in South Africa must cover in terms of the Medical Schemes Act 131 of 1998. These benefits are subject to pre-authorisation and a preferred provider must be used.