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International

Healthcare benefits

Day-to-day benefits

Day-to-day benefits

Comprehensive day-to-day benefits via our contracted network providers. Day-to-day benefits refer to medical treatment received out of hospital (or in the casualty ward of a hospital). These benefits generally include services from doctors, specialists, dentists, optometrists, radiologists and pathologists, as well as prescribed medicine.

In hospital benefits

In-hospital benefits

The Ingwe Option offers unlimited private hospital cover at 100% of the Momentum Medical Scheme Rate to provide you with peace of mind. The hospital benefit provides cover for hospitalisation, if treatment is clinically appropriate and has been pre-authorised by the Scheme.

Study VISA benefit

Study VISA benefit

To comply with study visa requirements, Momentum covers a single view chest x-ray at a radiologist in South Africa as well as the report. Kindly consult an Ingwe Network provider to assist with your medical report for your visa.



Medical emergency transportation

Medical emergency transportation

Netcare 911 is Momentum Medical Scheme’s preferred service provider for unlimited medical emergency transport in South Africa.




Casualty/emergency benefits

Casualty/emergency benefits


If you need to visit an emergency room / casualty over a weekend or after hours, you have 1 visit per person or 2 visits per family per year for emergency / casualty and out-of-network doctor visits. You pay the first R100 of the visit and then need to contact us for authorisation within 72 hours after the visit.

Member communications

Member communications


Momentum Medical Scheme has various communication channels to keep you informed of important Scheme developments. Kindly ensure that you update your personal contact details, especially your email address and mobile number.

Why choose Momentum Medical Scheme?

Why choose Momentum Medical Scheme?

3rd largest medical scheme in South Africa covering more than 150 000 families
Trusted partner – Medical scheme of choice for more than 1 000 000 students over the past 30 years
Momentum Medical Scheme is a credible and trustworthy medical scheme registered with the Council for Medical Schemes in South Africa, PLUS an accredited partner of International Education Association of South Africa (IEASA)
Our core purpose - To provide sustainable access to appropriate cost-effective healthcare for our growing pool of student members
We offer a dedicated, skilled and experienced student team taking care of our student members
Our digital platform is out of this world offering various channels from WhatsApp, web chat and self- service to ensure you can stay connected to us

Why pick the Ingwe Option?

UNLIMITED access to ANY private hospital and day care facility
UNLIMITED visits to any doctor on the Ingwe Active Network
Comprehensive and standalone day-to-day benefits (not pooled under one limit)
Unique study visa benefit
Value for money for you as a student to stretch your budget
Why pick the Ingwe Option?

What do you need to study in SA?

For international students to register at a South African academic institution, it is compulsory to obtain a study permit for the duration of your studies.

Some academic institutions in South Africa require you to have active medical cover for a defined minimum period in order for you to be registered for the academic year.