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Local Students’ Healthcare Benefits with Momentum Medical Scheme

The Ingwe Option lets you choose between Any hospital or Ingwe Network hospitals for your hospitalisation cover, ensuring flexibility and quality medical aid from Momentum Medical Scheme. Enjoy unlimited visits to network doctors when medically necessary. Plus, Netcare 911 offers unmatched medical emergency transportation. Don't miss out on the convenience of Ingwe Option.

Day-to-day benefits

If you choose Any hospital for your hospitalisation cover, you need to use Ingwe Active Network providers. If you choose Ingwe Network hospitals, you need to use Ingwe Primary Care Network Providers, which has more doctors on the network. You can visit any doctor on the network that you choose and there is no limit to the number of times you visit your network doctor, as long as it is medically necessary.

Day-to-day benefits

Ingwe Active Network providers

In hospital benefits

Ingwe Primary Care Network providers

In-hospital benefits

When you join Momentum Medical Scheme’s Ingwe Option, you have a choice to make regarding whether you want to access ANY hospital, or make use of a network of hospitals.

Day-to-day benefits

Any private hospital

In hospital benefits

Ingwe Network hospital

Benefits for both

Medical emergency transportation

Medical emergency transportation

Netcare 911 is Momentum Medical Scheme’s preferred service provider for unlimited medical emergency transport in South Africa.

Casualty/emergency benefits

Casualty/emergency
benefits

You have 1 visit per beneficiary, with a maximum of 2 visits per family per year.

Member communications

Member
communications

Momentum Medical Scheme has various communication channels to keep you informed of important Scheme developments.

Why choose Momentum Medical Scheme?

Why choose Momentum Medical Scheme?

3rd largest medical scheme in South Africa covering more than 155 000 families
Trusted partner – Medical scheme of choice for more than 1 000 000 students over the past 33 years
Momentum Medical Scheme is a credible and trustworthy medical scheme registered with the Council for Medical Schemes in South Africa
Our core purpose - To provide sustainable access to appropriate cost-effective healthcare for our growing pool of student members
We offer a dedicated, skilled and experienced student team taking care of our student members
Our digital platform is out of this world offering various channels from WhatsApp, web chat and self- service to ensure you can stay connected to us

Why pick the Ingwe Option?

Provider choice - If you choose Any hospital for your hospitalisation cover, you need to use Ingwe Active Network providers. If you choose Ingwe Network hospitals, you need to use Ingwe Primary Care Network Providers, which has more doctors on the network. You can visit any doctor on the network that you choose and there is no limit to the number of times you visit your network doctor, as long as it is medically necessary.
Tailor-made benefits for students - Some medical schemes group benefits under one limit. They might argue that it gives you flexibility, but it also limits your benefits. The Ingwe Option offers separate benefits for optometry, dentistry, specialists, out-of-network/emergency visits, pathology and radiology.
Value for money for you as a student to stretch your budget
Why pick the Ingwe Option?